Home Loans in Florida | NSH Mortgage Broker | Purchase Loans

The Best Home Loans in Florida

NSH Mortgage is the leading home loan specialist in Florida! Steve Hays and his team have over 25 years of experience, and have obtained home loans and approvals for thousands of clients. NSH Mortgage focuses on each individual client, to make sure that they get approved fast, with the lowest mortgage rate, and for the best home loan that fits their needs in Florida!

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     Expert Advice                            Low Mortgage Rates                          Fast Approvals

Home Loans in Florida can seem confusing at times, and with rates fluctuating by the minute, the best thing to do is speak to a mortgage professional. NSH Mortgage will guide you through the process, answer all of your home loan related questions, and assure of a 5-star customer experience!

You can see what some of our clients have said about NSH Mortgage Home Loans in Florida!

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3 Things Every Home Buyer Must Do

1. Find The Right Home Loan

Speak with a mortgage professional who can explain the differences between different types of home loans in Florida. NSH Mortgage offers a wide array of home loans!

2. Check Your Mortgage Rate

Do not be fooled by companies offering the lowest rates. Mortgage Rates change by the minute, and depend heavily on credit, the market, and other small factors. NSH Mortgage will guide you through supplying the correct paperwork, electronically and securely, to get you the best rate locked in!

3. Get Pre-Approved

After supplying the corrects documents through NSH Mortgage's secure submission portal. Steve Hays and the team will get a home loan rate locked in for you. So that you know your exact budget when shopping for a new home! 

Home Loans in Florida | NSH Mortgage Broker | Purchase Loans

Different Types of Home Loans in Florida

Purchase Loan

A Purchase Loan is one of the most common home loans in Florida. Purchase loans are also known as conventional mortgages, home loans, etc. Mortgage rates for purchase loans are heavily based off of income, expense, credit history, and current employment. For Purchase Loans, a 20% down payment is advisable whereas, with the lower down payments being accepted for good credit home buyers, with private mortgage insurance (PMI) required.

FHA Loan

In fact, an FHA Loan is an excellent home loan option for buyers in Florida looking to put down a much smaller down payment. Additionally, buyers can be approved for an FHA loan with as little as 3.5% down on their home purchase. The FHA Loan is available through the Federal Housing Administration, and supplied through a broker such as NSH Mortgage. We work hard to provide our clients with home loans that have less stringent requirements.

VA Loan

Veteran Affairs Loans, also known as VA Loans, is a great home loan option in Florida, but is restricted to specific home buyers. To be approved for a VA Loan in Florida, you either have to be a veteran, or a surviving spouse of a veteran. For instance, VA Loans are a very fast approval home loan, and can allow financing up to 100%. In other words, that allows home buyers approved for VA Loans to put 0% down, and PMI is not required.

Other Types of Home Loans in Florida

For instance, if one of these mortgage options does not work for you NSH Mortgage has other types of home loans in Florida available to our clients. These additional options are extremely helpful when credit scores are far below average, or when a larger down payment is not possible.

Stated Income Loan Fixed Rate Mortgage Foreign National Loan
Adjustable Rate Mortgage Jumbo Mortgage Loans First Mortgage Loan

NSH Mortgage always has a loan type and process that can work to get you approved. You can contact us by either filling out our easy to use Custom Quote Form, or calling us directly at 800-360-3813.

Importance Of Working With An Experienced Mortgage Broker To Obtain The Best Home Loan In Florida

Obtaining a home loan in Florida, can prove to be very difficult. Furthermore, it is the main reason why you should work with an experienced Florida mortgage broker, such as NSH Mortgage. As an experienced mortgage specialist, NSH Mortgage knows the laws regarding home loans in Florida. Also the exact requirements needed to secure the correct mortgage. As a result, you should get approved today for a home loan in Florida today!

 ** Call 800-360-3813 **