Florida Home Loans | Mortgage & Purchase Loans | NSH Mortgage Lender


Mortgages and Home Loans in Florida

Getting approved for a mortgage or home loan in Florida should be quick & easy! Over the past 25 years, NSH Mortgage has helped thousands of home buyers in Florida get approved for a new mortgage! Call us at 1-800-360-3813 to speak with a live, local mortgage specialist today!

Bad Credit Score | Low Down Payment | First-Time Home Buyer

3 Reasons To Choose NSH Mortgage!

25+ Years Experience

NSH Mortgage has been led by Steve Hays over the past 25 years, as he has helped thousands of home buyers get approved quickly, easily, and at the lowest rates, while proving to be an authority in the mortgage lending industry in Florida!

Get Approved Fast!

By offering our clients superior loan options, we are able to get you approved for the correct mortgage faster than the big banks! We offer online applications, and secure links for uploading the required documents, allowing our clients to get approved the same day!

Dedicated to Client Satisfaction

Not only do we make sure you get approved for the mortgage that fits your needs, but we also thoroughly follow through from start to finish by providing our clients top tier service! We have 5-Star Ratings across the board, giving our speculating clients the confirmation that they will be taken care of from beginning to end!

Florida Home Loans | Mortgage & Purchase Loans | NSH Mortgage Lender

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Florida Home Loans | Mortgage & Purchase Loans | NSH Mortgage Lender

Florida Home Loans | Mortgage & Purchase Loans | NSH Mortgage Lender

Home Loan

Unsure of the mortgage that will work best for you? Having a tough time understanding all of the options? Learn more about the current home loan options in Florida today.  


Have you checked today's interest rates? Are you eligible for a refinance in Florida? Our team will review and execute your refinance at the correct time, which can in turn save you thousands.

FHA Loan

Looking for a low down payment home loan? An FHA Loan in Florida,  allows home buyers a loan option with a down payment as low as 3.5%, government-backed, and easy to refinance.

VA Loan

Are you a veteran, member of the military, or a surviving spouse of a veteran? A VA Loan provides you with a mortgage option that has no down payment, no PMI, and an immense amount of refinance flexibility.

Stated Income Loan

Self-employed? Trouble Documenting your income? A Stated Income Loan in Florida allows the borrower to simply state their income, rather than providing pay stubs, W-2 forms, income tax returns, and other records. 

First-Time Home Buyers Guide

Thinking of purchasing your first home? Our First-Time Home Buyers Guide is the best place to start for a new home buyer in Florida especially when looking to fully understand the processes related to buying a home. 




The NSH Mortgage Experience

"Steve helped me obtain an FHA home loan and was very helpful throughout the entire process. Most of all, after a short phone call I found out within a day that I was pre-approved..."

S. Mattei - Seminole, FL

February 2018

"Steve went above and beyond call of duty to make sure we got our dream home. He was on call 24/7, and is very knowledgeable and proactive..."

S. Lesma - Fort Lauderdale, FL

June 2017

"First of all, this was my first experience with a refinance. I was referred to NSH mortgage and working with Steve Hays was the best decision I could have made...."

P. Smith - Tampa, FL

April 2016