Mortgages and Home Loans in Florida

Mortgages are the biggest expense you will have and NSH Mortgage lender in Florida will ensure you received the best deal possible with the smallest amount of hassle.

If you are looking for mortgages or home loans in Florida, our mortgage specialists  with over 20 years of experience in the field are here to help you through every single step of the application and signing process.

We are here to answer most of your questions and concerns.

Why Choose Us?

Let our competent staff of mortgage professionals enable you make your dreams come true, free your mind from worry, and point you in the right direction.

Therefore, NSH Mortgage staff’s main goal is helping you along the way to getting your mortgage taken care of. Home buyers of all financial brackets will be served and helped as if they were the only client and the professionals help you get your application approved. NSH Mortgage provides you with:

  • Best Rates Available
  • Dedicated To Client Satisfaction
  • Flexible Appointment Hours
  • 20 Years Experience
  • We Come To You
  • Spanish Spoken

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Home Loan

Unsure of the mortgage that will work best for you? Having a tough time understanding all of the options? Learn more about the current home loan options in Florida today.  


Have you checked today's interest rates? Are you eligible for a refinance in Florida? Our team will review and execute your refinance at the correct time, which can in turn save you thousands.

FHA Loan

Looking for a low down payment home loan? An FHA Loan in Florida,  allows home buyers a loan option with a down payment as low as 3.5%, government-backed, and easy to refinance.

VA Loan

Are you a veteran, member of the military, or a surviving spouse of a veteran? A VA Loan provides you with a mortgage option that has no down payment, no PMI, and an immense amount of refinance flexibility.

Stated Income Loan

Self-employed? Trouble Documenting your income? A Stated Income Loan in Florida allows the borrower to simply state their income, rather than providing pay stubs, W-2 forms, income tax returns, and other records. 

First-Time Home Buyers Guide

Thinking of purchasing your first home? Our First-Time Home Buyers Guide is the best place to start for a new home buyer in Florida especially when looking to fully understand the processes related to buying a home. 




The NSH Mortgage Experience

"Steve went above and beyond call of duty to make sure we got our dream home. He was on call 24/7, and is very knowledgeable and proactive..."

S. Lesma - Fort Lauderdale, FL

June 2017

"First of all, this was my first experience with a refinance. I was referred to NSH mortgage and working with Steve Hays was the best decision I could have made...."

P. Smith - Tampa, FL

April 2016

"Steve helped me obtain an FHA home loan and was very helpful throughout the entire process. Most of all, after a short phone call I found out within a day that I was pre-approved..."

S. Mattei - Seminole, FL

May 2015