There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily, we're here to help you choose the best type of home loan for your needs.
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A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
Bank Statement loans for self-employed borrowers that do not have the tax returns or income docs that clearly indicates their ability to pay. Also, we offer an Investor cash flow program allowing you to qualify with no personal income, qualify based on rental income.
Are you a Real Estate Investor looking to grow your portfolio? Our Investor Cash Flow Program is designed specifically to serve your real estate investment goals. No personal income is needed to qualify.
NSH Mortgage offers suite of fixed rate, ARM and interest only Jumbo products that feature competitive pricing allowing you to tailor a loan to your situation.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...
