I can’t recommend Steve Hays at NSH highly enough!
I had an already complicated loan with an extremely tight timeline due to switching lenders who couldn’t make it happen and multiple federal holidays making the process even more difficult. Steve went above and beyond to get my loan done in just 8 business days - a feat I don’t think any other lender could’ve pulled off!
His knowledge and experience speaks for itself but I was even more impressed with his hard work, dedication, calm demeanor, and level of care. I’m so grateful I chose Steve and will be recommending him to everyone I know!

Working with NSH was a great experience. I’m self employed and that can have unique requirements for borrowing. Steve was a pleasure to work with, he educated me on the process and closed my loan in just under 3 weeks. Communication and organization from the whole team was superb.

So grateful we found Steve Hays.... really knowledgeable for self employed borrowers and he was always very responsive/easy to get a hold of which was greatly appreciated. Highly recommend!!!

Steve Hays at NSH was the most helpful person in our entire home buying process. His levels of knowledge and experience are obvious. He was always eager to answer all of our questions and always got back to us super quickly! He was able to offer amazing advice and answer questions that our realtor couldn’t. He was recommended to us by my parents and we will definitely be sending others his way.

I have been seeking information about lending options, and could not get other lenders to answer the phone, or even call back. Steve answered on the first call, and provided more information than I could have hoped for. He also followed-up with me exactly when he said he would. Very happy to have come across this lender, and I would recommend them to anyone needing expert insight into various loan types.

I cannot say enough nor ever be able to thank Steve for his help! as he told me all you need is a path! I will always go to NSH for my mortgage needs! Steve should get 1000 stars for his efforts and success with my situation! Thanks Steve... Char and I appreciate all you have done for us! We close on our forever home tomorrow!

I called Steve to assist someone who was trying to purchase my home in Florida but were having trouble getting a loan. Steve worked diligently throughout the process, kept his clients informed throughout the process and was able to help me get my home sold on-time. I personally have used NSH to purchase a number or properties and I would not trust anyone else to get the job done! Thanks again Steve for all the help through the years!

Mr. Hays is a World Class Professional, he is extremely helpful and always responsive. He saved me over $15K in upfront cost. I would not only reccomend but insist that you give him a try. I will always use him in the future for personal and investment opportunities.