Carlos 'Willmy' Cartagena is a dedicated Mortgage Loan Originator with NSH Mortgage, proudly working alongside UWM, the #1 lender in the country. With a deep passion for helping individuals and families achieve the dream of homeownership, Willmy brings a proactive, efficient, and client-first approach to every transaction.

Known for his commitment to service and clear communication, he guides clients through the home loan process with ease and confidence—making what can feel overwhelming simple and smooth. Whether you're a first-time buyer or refinancing your current home, Willmy is focused on one goal: helping you secure the best mortgage solution while ensuring your happiness every step of the way. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, and apply for a loan in just a few easy steps with the Apply Now link.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, email for personalized service and expert advice.